Prep Time: 10 minutes
Cook Time: 15 minutes
Total Time: 25 minutes
Servings: 4
Difficulty Level: Easy
Cuisine: American Comfort Food
Course: Breakfast / Brunch / Quick Dinner
⭐ Introduction
If you’re craving a classic, creamy, and comforting breakfast, look no further than Creamed Chipped Beef on Toast. Known affectionately in American diners and military kitchens as “SOS” (short for “Stuff on a Shingle”), this dish is simple, hearty, and utterly satisfying.
It features thin slices of dried beef gently simmered in a rich, buttery white sauce, served over crisp, golden toast. With just a few pantry staples and 25 minutes, you can recreate this timeless comfort meal at home. Perfect for breakfast, lunch, or even a quick dinner, Creamed Chipped Beef on Toast is both nostalgic and deliciously budget-friendly.
Let’s dive into the creamy, salty, buttery goodness of this old-school favorite.
🛒 Ingredients
For the Creamed Chipped Beef:
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8 ounces (225 g) dried beef (such as Buddig or Armour, rinsed and sliced into strips)
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4 tablespoons unsalted butter
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4 tablespoons all-purpose flour
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3 cups whole milk, warmed
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¼ teaspoon black pepper
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⅛ teaspoon ground nutmeg (optional, for a hint of warmth)
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Salt, to taste (optional — dried beef is often salty enough)
For Serving:
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8 slices white or sourdough bread, toasted until golden
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2 tablespoons chopped parsley (optional garnish)
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Optional sides: sliced tomatoes, fried eggs, or a sprinkle of paprika
🔥 Cooking Intensity & Timing Breakdown
| Stage | Task | Time | Intensity |
|---|---|---|---|
| 1 | Prepare ingredients (slice beef, warm milk) | 5 min | Easy |
| 2 | Make roux (butter + flour) | 5 min | Easy |
| 3 | Add milk and thicken sauce | 5–7 min | Moderate |
| 4 | Add beef and simmer | 3 min | Easy |
| 5 | Toast bread and serve | 5 min | Easy |
Total Time: ~25 minutes
Overall Intensity: ⭐⭐ (2/5 — Easy)
This recipe is simple enough for beginners, yet comforting enough for seasoned cooks who love classic American fare.
👩🍳 Step-by-Step Instructions
Step 1: Prep the Ingredients
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Rinse the dried beef: Dried beef is naturally salty. Rinse it briefly under cold water, then pat it dry with paper towels.
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Slice the beef: Cut the beef into thin strips or small bite-sized pieces. Set aside.
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Warm the milk: In a small saucepan or microwave, gently warm the milk. This prevents lumps when adding it to the roux later.
Step 2: Make the Roux
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In a medium skillet or saucepan, melt 4 tablespoons of butter over medium heat.
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Once melted and foamy, whisk in 4 tablespoons of flour.
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Stir constantly for 1–2 minutes, until the mixture turns pale golden and smells slightly nutty. This forms the base of your creamy sauce.
Tip: Don’t let the roux brown too much — you want a light, smooth flavor, not a toasted one.
Step 3: Add the Milk and Thicken
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Slowly pour the warm milk into the roux, whisking continuously to prevent lumps.
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Continue whisking as the mixture thickens. It will start to bubble gently after 4–5 minutes.
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When the sauce reaches a smooth, gravy-like consistency, reduce the heat to low.
Step 4: Add the Beef and Season
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Stir in the sliced dried beef.
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Add black pepper and a pinch of nutmeg (if using).
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Let the mixture simmer gently for 2–3 minutes, allowing the beef to warm and the flavors to meld.
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Taste and adjust seasoning — you may not need additional salt since dried beef is naturally salty.
Optional: For an extra creamy texture, stir in a splash of heavy cream or a small knob of butter before serving.
Step 5: Toast and Assemble
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While the sauce simmers, toast your bread slices until golden and crisp.
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Arrange 2 slices per serving on each plate.
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Spoon the creamed chipped beef generously over the toast, letting some of the sauce soak into the bread.
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Garnish with a sprinkle of fresh parsley or paprika for color.
Serve immediately while warm and creamy.
🧈 Chef’s Tips for Success
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Adjust the salt carefully: Dried beef varies by brand — always taste before adding salt.
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Rinse the beef: This crucial step helps control the saltiness and prevents the dish from becoming overly briny.
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Use whole milk: The richness of whole milk (or even half-and-half) gives the sauce its silky texture.
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Serve immediately: The sauce thickens as it sits, so it’s best enjoyed fresh off the stove.
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Make it hearty: Top with a fried or poached egg for a filling breakfast twist.
🥖 Variations
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Classic Military-Style SOS: Serve the creamed beef over buttered toast or biscuits with a side of hash browns.
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Southern Comfort: Use country ham or leftover roast beef instead of dried beef.
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Low-Sodium Version: Substitute turkey deli meat or corned beef to control salt levels.
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Gluten-Free: Use gluten-free flour or cornstarch to thicken the sauce.
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Spicy Kick: Add a pinch of cayenne pepper or a dash of hot sauce for extra flavor.
🕰 Storage & Reheating
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Refrigerate: Store leftover creamed chipped beef in an airtight container for up to 3 days.
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Freeze: You can freeze it for up to 1 month, but the texture may change slightly.
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Reheat: Warm slowly in a saucepan over low heat, stirring in a splash of milk to loosen the sauce. Avoid microwaving for long periods, as it can cause separation.
🥗 Suggested Sides
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Scrambled or fried eggs for a hearty breakfast
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Roasted potatoes or hash browns for a diner-style meal
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Steamed asparagus or green peas to lighten up the plate
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Fresh fruit for a sweet, refreshing balance
🧾 Nutritional Information (Per Serving)
| Nutrient | Amount |
|---|---|
| Calories | 410 kcal |
| Protein | 22 g |
| Total Fat | 24 g |
| Saturated Fat | 12 g |
| Carbohydrates | 24 g |
| Fiber | 1 g |
| Sugars | 6 g |
| Sodium | 1280 mg |
| Cholesterol | 85 mg |
Note: Nutrition values are approximate and may vary based on the brand of dried beef and type of bread used.
💬 Serving Suggestions & Pairings
Creamed Chipped Beef on Toast is delicious any time of day. For breakfast, serve it alongside coffee or orange juice. For dinner, it pairs wonderfully with roasted vegetables and a simple salad.
If you want to elevate this humble dish for brunch, add a fried egg on top and sprinkle with chives — it turns into an elegant, retro comfort food classic.
🕰 The History Behind the Dish
Creamed Chipped Beef has its roots in early 20th-century American military cuisine, where it was a hearty, inexpensive way to feed troops. The nickname “SOS” became famous in military slang, standing for “Stuff on a Shingle” — though the soldiers had a saltier version of that phrase!
Over time, this dish made its way into home kitchens and diners across the United States, where it became a nostalgic favorite. Today, it remains one of the most comforting, old-fashioned meals you can make from simple ingredients.
🍽️ Final Thoughts
There’s something timeless about Creamed Chipped Beef on Toast — a dish that’s as simple as it is satisfying. In under 30 minutes, you can transform humble pantry ingredients into a creamy, savory meal that feels like a warm hug from the past.
Whether you’re reliving childhood memories, exploring vintage recipes, or just looking for an easy, comforting meal, this recipe hits all the right notes: rich, hearty, salty, and smooth.
Serve it up for breakfast, brunch, or dinner, and watch how quickly it disappears from the plate. It’s proof that comfort food doesn’t have to be complicated — just made with love (and a good dose of butter).

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